We can’t avoid uncertainties. Life throws anything unexpected at our way as we live day to day. What happens when these unforeseen situations happen? How financially prepared are you to meet them? This is what the emergency fund is made for. It is an important in any financial plan. What you’re about to read are banking products you…
We’ve covered the general rules and Philippine laws on picking your beneficiaries in an earlier article. But frankly, you are not expected to know them when buying life insurance in the Philippines. It’s for need-only basis. Anyway, your advisor or insurance company can answer your questions any time. You can also read our articles, send us a message and we’ll get back to you right away. That’s why,…
How do you know that you need life insurance? When is the best time to get insured? What stage in your life should you buy life insurance? Whether you already have a policy or you are still thinking of getting one, these are questions that you might have when you come across life insurance products available in the Philippines….
How much should you invest every month in order to earn ₱15 million in 20 years? This is a question that was posted on one of the Facebook groups, and I thought this is a really good question that is worth answering. You can actually use spreadsheet or a calculator with the capability to compute future values….
How do you actually start to managing your money the smart way? That is the question that this article is going to answer. This is part of a series of articles on Pinoy financial planning made easy, and if you haven’t already you can actually go and read the post on in having a financial plan and then come back here….
Thinking of getting a credit card or already own one but don’t know what fees you’re paying? Well, you’re in luck. This article deep-dives into the fine prints of owning a credit card particularly on the topic of charges and fees. The goal is to understand what they are, what situations they are applied, and…
In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them. Using the internet and power of social media, businesses and financial institutions like insurance, stock brokerage…
What do you want to get out life? How do you see yourself years from now? Who are the people who mean most to you and what can you do to spend quality time with them? In financial planning, these are important questions that must be at the heart of everything that you do in your…
Aside from PESOLAB, what personal finance blogs you can follow right this minute? These are websites that made it their mission to spread financial literacy to fellow Filipinos. They talk about topics such as how to make, save, borrow, grow and protect your hard-earned money. In fact, most of the stuff that you’d read will be…
The Philippines is known for its wealth of stunning beaches and delectable goods. There is no doubt that the Philippines is one of the most popular travel destinations in the world; you may pick from a variety of cities in the Philippines that offer low cost of living. One of the easiest ways to reduce…
Even if you think you don’t, you need health insurance to live life with fewer worries, knowing you’ll receive financial assistance when you get sick or hurt. Since it’s no secret that receiving health or medical care is expensive in the Philippines, sudden injuries or sicknesses can even cost some people their life savings when…
Annyeonghaseyo! Have you heard of Hallyu, the Korean Wave? If you Phaven’t but are craving kimchi, bibimbap, or samgyeopsal as you’re reading this article, you’ll be surprised to know you’ve already taken part in riding the Korean Wave unconsciously. Hallyu, spelled 한류 in hangul, is a term originating from the Chinese language that translates as…
“As a vital part of the healthcare system, pharmacies play an important role in providing medicines, therapeutics, vaccines, and critical health services to the public.” – The Centers for Disease Control and Prevention (CDC) In 2020, the CDC recommended that patients look for alternate ways to pick up their medication from drug stores or pharmacies…
Nowadays, getting insurance is a fairly huge matter to talk about; after all, who doesn’t want to be insured? We all know that in order to protect and insure our vehicles, we always search for the best auto insurance company. Many car owners believe that comprehensive insurance is an unneeded extra expense. However, if unforeseen…
Rearing a child alone is not an easy task, being a single parent who is financially incapable entails a more serious set of lifelong challenges. Of course, every parent wants what is best for their children but it is not all the time that the odds are in our favor most especially if we are…
The Philippines is one of the many countries that take the ceremony of marriage seriously, with a great number of citizens who are under the Roman Catholic religion, our country definitely won’t allow a Las Vegas type of wedding wherein the requirements are at a bare minimum. For most Filipino families, the Sacrament of Marriage…
As the back to school season kicks off, a lot of Filipinos are still not aware of educational plans which help them and their family have enough money for education. Having this for your child ensures that they would have the means to study and finish college, a feat not every Filipino can achieve. Going…
For many young professionals in the Philippines, purchasing a car is not only a practical investment at this time, but also a financial one. Having a car not only makes it easier to go about fast, but it also allows drivers to commute as securely as possible, which is especially important given that the epidemic…
In the Philippines, there were an average of 240 thousand plus registered weddings in 2020 recorded. This is almost half of the number recorded during the year 2011 which is 476 thousand plus. Modern couples are resorting to being content with just being co-habitats without pursuing to be married due to the ongoing economic inflation…
A dog is considered a man’s best friend. Their loyalty and love for humans are almost always reciprocated, leading to their domestication at least 20,000 years ago. In the current year, how much does it actually cost to have a furry friend? Let’s find out. Dogs can be found anywhere in the country. You currently…
Ever thought of redesigning your home with a new set of furniture? An old one in your work station needs replacement but does not know where to buy? Furniture pieces have become a necessity in making our homes cozy and in accordance to our liking, how we build, create and design the corners of our…
