Guide To Insurance In the Philippines – For Beginners

Guide To Insurance In the Philippines – For Beginners

Insurance is a way for your family and beneficiaries to receive money on your untimely death. Sadly, most of us Pinoys have grown allergic to talks about death and life insurance products in general. Culturally, we stay away from or avoid bringing up the topic of dying and death in conversations because doing so would somehow, in some…

Reasons Why You Should Get Your Child a Life Insurance in the Philippines

Reasons Why You Should Get Your Child a Life Insurance in the Philippines

There is an ongoing debate whether it makes sense to buy a life insurance for your kids. Many experts in the industry don’t seem to quite agree. While it is ultimately your decision, it pays to understand the two sides of the coin on this matter. On one hand, an advisor claimed that children don’t need it…

How to Choose the Right People as Beneficiary for Life Insurance Philippines

How to Choose the Right People as Beneficiary for Life Insurance Philippines

We’ve covered the general rules and Philippine laws on picking your beneficiaries in an earlier article. But frankly, you are not expected to know them when buying life insurance in the Philippines. It’s for need-only basis. Anyway, your advisor or insurance company can answer your questions any time. You can also read our articles, send us a message and we’ll get back to you right away. That’s why,…

What are Life Insurance Needs for Different Life Stages in the Philippines

What are Life Insurance Needs for Different Life Stages in the Philippines

How do you know that you need life insurance? When is the best time to get insured? What stage in your life should you buy life insurance? Whether you already have a policy or you are still thinking of getting one, these are questions that you might have when you come across life insurance products available in the Philippines….

Stage 4 Buy Insurance Income Protection

Insurance plays an essential role to personal finance. It protects you against life’s uncertainties, such as sickness, disability and untimely death. It’s a means of replacing loss of income brought about by these circumstances, minimizing their impact on you and your family. And that’s why insurance is also called wealth or income protection. Personal risk management Dying too young,…

Insurance Companies Philippines

Here is the list of insurance companies in the Philippines whose licences are renewed until the year 2018 by the Insurance Commission. The list is in no particular order. Life insurance companies Philippine AXA Life Insurance Coporation Allianz PNB Life Insurance, Inc. (Formerly: PNB Life Insurance, Inc.) Pioneer Life Inc. Philippines lnternational Life InsuranceCompany, Inc. Beneficial Life…

Different Types Insurance Need

All of us needs insurance as a way to protect ourselves from unexpected emergency situations. However, there are many types of insurance cover, and I have mentioned a few in my first post about insurance. The list can be overwhelming. Each company has its own product that’s not available in another, making the list even longer. To help you better…

Buying Insurance 7 Ultimate Reasons Getting Insured Can Life Saver

Life is full of surprises. It can throw both the good and the bad in your way. When bad things happen, make sure you are prepared financially with insurance. Here are the 7 reasons why getting insured can be your life-saver. 1. Insurance manages life’s risks. Situations like critical illness, accident and death are life’s…

Faq Frequently Asked Questions Every Pinoy Must Know Life Insurance Philippines

Life insurance is an important aspect of financial planning, but it is sadly the least understood. In the hope that I can help you make your decision on buying one, here are quick answers to frequently asked questions by Pinoys. Can I choose more than one beneficiary? Yes, you can. If I have more than one beneficiary, how much…

Ultimate Guide Choosing Beneficiaries Insurance Philippines

Choosing your beneficiaries is a major decision. When you buy insurance in the Philippines, they are among the things asked from you. You will need to give a name or list of people to be part of your policy. At first, you would think they’re simply a part of the process in getting a life cover. Later on, they…

Insurable Critical Factors Affect Ability Buy Insurance

Insurance companies in the Philippines offer their products to everyone. But that does not mean all can go ahead and buy a policy. That is because of one question. Are you insurable? Insurability Insurability means that you meet certain standards that would allow you to buy an insurance product. Remember that insuring your life is about risks….

Guide Critical Illness Health Insurance In The Philippines

Insurance is an important part of financial planning as a way to build strong financial foundation. It helps prepare for any untoward, trying events in our lives such as sickness or demise by providing financial assistance during the times that we need it. According to the Department of Health, the leading causes of death in the Philippines are diseases related…

Guide To HMO Health Insurance In The Philippines

What are the best HMO plans in the Philippines? Are you looking for the best prepaid HMO cards? This article is for all Pinoys looking for an affordable HMO plan: freelancers, self-employed, individuals, senior citizens, families, and employers (business owners of corporations and SME/small and medium enterprises). The goal of this article is to let…

Top Insurance Companies Philippines 2023

Top Insurance Companies Philippines 2023

What is the best companies offering insurance in the Philippines? This is an important question because many websites and blogs have different claims, so this article consolidates reports from the Insurance Commission released in July 2022. 2022 Insurance Commission report We all know the importance of having a life insurance policy. It protects us from the cost…

Top Term Insurance In The Philippines The Benefits Of Getting Insured For A Term

We’ve covered life insurance in the Philippines quite extensively. We discussed the purpose of getting insured, test for insurability, adding a rider, the general types of insurance products in the market, list of insurance companies you can buy them from, and common questions. In this article, we’re going to talk about term insurance. What is term insurance In our country, term insurance is a type…

The Top Life Insurance Companies In The Philippines 2019

Are you looking to buy an insurance plan? Whether it is a variable universal life plan, a term insurance, or one with critical illness cover, it is always worth checking the provider that’s offering products in the market. This article is going to discuss the 2019 Insurance Commission (IC) report. The report is all based from the financial statements filed by…