One of the first things that beginners would look is a free resource online. This article is a list of blogs and websites that talk about how to invest in the stock market. It is arranged alphabetically. Top Stock Market Investment Blogs and Websites Philippines Curious about where you can read and learn more about the…
There are many banks in the Philippines that offer savings accounts to customers. But do you know which ones are considered the best among the rest? After all, choosing a bank account to open and keep is crucial as you wouldn’t want to miss the opportunity to earn passive income. In this article, I am going to discuss…
In the Philippines, businesses can register as a corporation with the Securities and Exchange Commission. Corporations will start as privately-held; meaning, they do not have to submit periodic reports that are to be made public. Publicly-listed companies and their stocks on PSE And an option is for companies to go public. When they are publicly-listed, their…
Filipinos frequently quit their 9 to 5 jobs in order to start their own businesses. The country’s 1,700 registered online businesses have increased to 1 million since the COVID-19 pandemic began. As a matter of fact, as of June 2022, 1.5 million Filipinos were self-employed or also known as freelancers. Additionally, nearly 9% of all…
I am going to attempt and point out the risks and returns in investing in various assets in general. Of course, while the list below is not complete and as comprehensive as I would like it to be, I will try to be fair and objective. When doing a comparison, it is important for me to choose…
We’re now on the last post of our Investing series. I would like to say that you can go ahead and buy shares from the Philippine Stocks Exchange. But checking which stocks to buy, at what amount to purchase and how to build your portfolio are beyond the scope of this post. I recommend, instead, that…
You are reading this short course because you might have heard about investing, but you don’t know where to start. Don’t worry. I was once like you. This is first part in a series of articles about the basics of investing. And it is my hope that after you completed the course, you will walk away confident…
In Part I, I talked about the need to start saving money and investing early. Because the value of money grows not only with earnings (compounding interest) but also with respect with time, we found out that there is cost in waiting. The longer that you delay saving and having it invested, the lower your chances…
Why do companies decide to join Philippine Stocks Exchange? What are the benefits of the company going public? And how can retail investors invest in companies whose shares are traded on the exchange for the very first time? This beginner’s guide to IPO investing is going to talk about initial public offering or IPO. What…
Do you know that Social Security System has a special savings program exclusive to Filipinos working abroad? It’s called SSS Flexi-Fund, and it’s an investment option for overseas Filipino workers (OFWs) who would want to invest in a transparent, high-yielding savings offered by SSS. This article is going to discuss the benefits, eligibility, and how you can actually start…
Have you heard of feeder funds? Is this the first time you’ve come across them? If you said yes, then you’re in luck. This article is going to discuss what they are, who offer them, their pros and cons, and how you can get started in investing in them. What is a PH feeder fund?…
One of the most common questions we get from our readers is how to get started investing in the stock market. And the short answer is, simply, get a stock broker. But we know there is more to it than just that. Thus, this article is going to talk about who and what they are, why…
Don’t you know that there’s a stock that holds stocks of other companies? It’s called FMETF or First Metro Philippine Equity Exchange Equity Traded Fund, and it’s the only exchange traded fund in the Philippines. This article discusses an actual ETF that you can start investing to earn passive income. If this is your first time learning about it, please consider reading…
Long term negotiable certificate of deposit or LTNCD is one of the lesser known products in the Philippines that Pinoy can invest. In fact, BPI, Metrobank and BDO recently announced that they’re offering LTNCD with 4%, 5.375% and 3.75% interest per year, respectively. Maybe because of its name, which is rather long and intimidating. But don’t…
Investing a managed fund is one way to earn passive income. As already discussed, there are different companies that offer them: mutual funds, unit investment trust fund (UITF), exchange traded fund, Personal Equity and Retirement Account, and variable universal life (VUL) policy by the insurance companies. And there are different categories that are differentiated by the type of assets that they own: index fund, equities fund, balanced fund, bond funds, and money market…
A managed fund, also called investment fund, is a pool of money from willing individual and institutional investors. It is for this reason that it is sometimes called pooled funds. It uses the money that it collected to buy and sell stocks, bonds, money market securities, and other investment assets on their behalf. Before I even talk further about managed funds, I think it is…
In the Philippines, it’s really unfortunate that financial education is not built into our school system. We’ve been told to study hard, work hard, and help out the family. From when we started going to school until we started our career, that’s what we’ve always been told. They never told us there were other ways to earn….
Studies show that millionaires do not depend on only one income. They have at least seven streams of income. How do they do that? Simple. They invest. This article is the beginner’s guide to investments that covers passive income, importance and benefits of investing, things you need to do before you put up capital, and the legitimate…
So I’ve talked about investing in index funds could be a better option when done long-term. Such claim is based on two things: expert recommendation and return over long term. Advice from experts like the highly successful stock investor Warren Buffett and the historical performance of foreign and local indices appear to provide more support to such…
A lot of people on social media and those who are beginning to invest have one question. When investing in the Philippines which is better, mutual fund or unit investment trust fund (UITF)? And it’s been asked so many times that I finally just want to answer the question. Mutual funds and UITFs are similar That’s the short answer….
If you have P10,000 right now that you’re ready to invest, where would you place it? Buy direct stocks or put it in UITF, mutual fund, PERA account, or exchange traded fund like the First Metro Philippine Equity Exchange Traded Fund? In this article, I’m going to discuss the difference between buying stocks directly from the market or joining in one of the managed investment…
