Why do you need to buy insurance? And when you buy one, what are the advantages of buying a life insurance policy? You may find that we cover this topic extensively in our blog, and it’s because we believe in it. We advocate for every Pinoy to get insured. We’ve already covered your insurance needs at…
In the Philippines, businesses can register as a corporation with the Securities and Exchange Commission. Corporations will start as privately-held; meaning, they do not have to submit periodic reports that are to be made public. Publicly-listed companies and their stocks on PSE And an option is for companies to go public. When they are publicly-listed, their…
Remember how sluggish and slow government services were? Before, filing for PRC licensure examinations required a long queue of lines and a lot of paperwork but life nowadays has been made easier because of the internet and modern technology. This innovation even resulted in a much greater impact to improve government services most especially here…
Talk N’ Text (TNT) is one of the most popular and most trusted cellular services of Smart Communications in the Philippines. Affordability, credibility, and fast network service are just some of the factors that made TNT very popular in the Philippines. If you will ask a Filipino about which cellular services would be a good…
Smart is one of the most popular and most trusted cellular services of Smart Communications in the Philippines. Smart has definitely set the standard of every Filipino in selecting such cellular services. With Smart’s proven and tested high-speed internet connectivity, and a good and affordable internet promos, Smart now serves approximately 98% of the country’s…
Living and growing up in a Filipino family is fun, but only until you’ve reached adulthood and are necessitated to look for and apply for a job. Getting a job in the Philippines is truly a big deal since it is the only way for you to live and survive in the country. This is…
I’m pleased to tell you how I set up my own cafe in my home as someone who adores coffee and is a certified coffee addict! You are completely mistaken if you believe that making coffee at home can never compare to purchasing it. Even yet, I can see how you could be thinking that…
If you’re a PWD in the Philippines, you’re not only a part of the Philippine society but also entitled to privileges and benefits that keep you from being disadvantaged. While you have equal rights as any other Filipino, you receive advantages to make up for the disadvantages you have from your disability/disabilities and for you…
Are you a first-time mother wondering if your husband can also file a leave once your little one arrives? Or are you a soon-to-be-dad who wishes to familiarize himself with the paternal benefits being offered by the Philippine government? Or someone just curious to know if our men workforce here in the Philippines who are…
There is an ongoing debate whether it makes sense to buy a life insurance for your kids. Many experts in the industry don’t seem to quite agree. While it is ultimately your decision, it pays to understand the two sides of the coin on this matter. On one hand, an advisor claimed that children don’t need it…
We can’t avoid uncertainties. Life throws anything unexpected at our way as we live day to day. What happens when these unforeseen situations happen? How financially prepared are you to meet them? This is what the emergency fund is made for. It is an important in any financial plan. What you’re about to read are banking products you…
We’ve covered the general rules and Philippine laws on picking your beneficiaries in an earlier article. But frankly, you are not expected to know them when buying life insurance in the Philippines. It’s for need-only basis. Anyway, your advisor or insurance company can answer your questions any time. You can also read our articles, send us a message and we’ll get back to you right away. That’s why,…
How do you know that you need life insurance? When is the best time to get insured? What stage in your life should you buy life insurance? Whether you already have a policy or you are still thinking of getting one, these are questions that you might have when you come across life insurance products available in the Philippines….
How much should you invest every month in order to earn ₱15 million in 20 years? This is a question that was posted on one of the Facebook groups, and I thought this is a really good question that is worth answering. You can actually use spreadsheet or a calculator with the capability to compute future values….
How do you actually start to managing your money the smart way? That is the question that this article is going to answer. This is part of a series of articles on Pinoy financial planning made easy, and if you haven’t already you can actually go and read the post on in having a financial plan and then come back here….
Thinking of getting a credit card or already own one but don’t know what fees you’re paying? Well, you’re in luck. This article deep-dives into the fine prints of owning a credit card particularly on the topic of charges and fees. The goal is to understand what they are, what situations they are applied, and…
In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them. Using the internet and power of social media, businesses and financial institutions like insurance, stock brokerage…
What do you want to get out life? How do you see yourself years from now? Who are the people who mean most to you and what can you do to spend quality time with them? In financial planning, these are important questions that must be at the heart of everything that you do in your…
Aside from PESOLAB, what personal finance blogs you can follow right this minute? These are websites that made it their mission to spread financial literacy to fellow Filipinos. They talk about topics such as how to make, save, borrow, grow and protect your hard-earned money. In fact, most of the stuff that you’d read will be…
The Philippines is known for its wealth of stunning beaches and delectable goods. There is no doubt that the Philippines is one of the most popular travel destinations in the world; you may pick from a variety of cities in the Philippines that offer low cost of living. One of the easiest ways to reduce…
Even if you think you don’t, you need health insurance to live life with fewer worries, knowing you’ll receive financial assistance when you get sick or hurt. Since it’s no secret that receiving health or medical care is expensive in the Philippines, sudden injuries or sicknesses can even cost some people their life savings when…
