As the world advances in so many aspects to provide support, comfort and convenience to our daily needs, the entertainment industry has come to that age wherein people can now enjoy streaming their favorite TV shows and movies. Not only that, gone are the days that people needed to wait for months to be able…
Living in the Philippines will not be complete without getting your valid identification card (ID), whether you are still a student, employed, or unemployed. A Tax Identification Number (TIN) ID is one of the valid IDs in the Philippines that will serve as proof that you are registered with the Bureau of Internal Revenue (BIR)…
Are you a first-time mother wondering if your husband can also file a leave once your little one arrives? Or are you a soon-to-be-dad who wishes to familiarize himself with the paternal benefits being offered by the Philippine government? Or someone just curious to know if our men workforce here in the Philippines who are…
Youtube is something that kids and teenagers have grown up with. We are aged at the same time the technology around the world did, allowing us to better understand it. Before anything else, let us first define Youtube. What is Youtube? Youtube is a social media platform that allows its users to watch and create…
There is an ongoing debate whether it makes sense to buy a life insurance for your kids. Many experts in the industry don’t seem to quite agree. While it is ultimately your decision, it pays to understand the two sides of the coin on this matter. On one hand, an advisor claimed that children don’t need it…
We can’t avoid uncertainties. Life throws anything unexpected at our way as we live day to day. What happens when these unforeseen situations happen? How financially prepared are you to meet them? This is what the emergency fund is made for. It is an important in any financial plan. What you’re about to read are banking products you…
Listening to music is just a very relaxing and satisfying feeling, isn’t it? It can be either someone’s hobby or can be someone’s escape or coping mechanism whenever they feel drained, sad, or stressed. Your safe haven could be music. As someone who enjoys listening to music, I find it extremely annoying when advertisements or…
We’ve covered the general rules and Philippine laws on picking your beneficiaries in an earlier article. But frankly, you are not expected to know them when buying life insurance in the Philippines. It’s for need-only basis. Anyway, your advisor or insurance company can answer your questions any time. You can also read our articles, send us a message and we’ll get back to you right away. That’s why,…
How do you know that you need life insurance? When is the best time to get insured? What stage in your life should you buy life insurance? Whether you already have a policy or you are still thinking of getting one, these are questions that you might have when you come across life insurance products available in the Philippines….
Do you find it difficult to save despite working so hard and for so many years, you still don’t have any savings? At the end of the month, do you ask yourself where all your money went? They say that knowing the problem is halfway to the solution. Here are the five reasons why you…
How much should you invest every month in order to earn ₱15 million in 20 years? This is a question that was posted on one of the Facebook groups, and I thought this is a really good question that is worth answering. You can actually use spreadsheet or a calculator with the capability to compute future values….
Insurance is a way for your family and beneficiaries to receive money on your untimely death. Sadly, most of us Pinoys have grown allergic to talks about death and life insurance products in general. Culturally, we stay away from or avoid bringing up the topic of dying and death in conversations because doing so would somehow, in some…
How do you actually start to managing your money the smart way? That is the question that this article is going to answer. This is part of a series of articles on Pinoy financial planning made easy, and if you haven’t already you can actually go and read the post on in having a financial plan and then come back here….
Thinking of getting a credit card or already own one but don’t know what fees you’re paying? Well, you’re in luck. This article deep-dives into the fine prints of owning a credit card particularly on the topic of charges and fees. The goal is to understand what they are, what situations they are applied, and…
One of the first things that beginners would look is a free resource online. This article is a list of blogs and websites that talk about how to invest in the stock market. It is arranged alphabetically. Top Stock Market Investment Blogs and Websites Philippines Curious about where you can read and learn more about the…
Do you have debts? Have you been planning to pay them off with the goal of closing them down? Everybody would agree that debts can be a headache. When they are uncontrolled, they can harm even the most careful financial plan that you put in place. This article is going to discuss strategies in bringing them to…
In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them. Using the internet and power of social media, businesses and financial institutions like insurance, stock brokerage…
What do you want to get out life? How do you see yourself years from now? Who are the people who mean most to you and what can you do to spend quality time with them? In financial planning, these are important questions that must be at the heart of everything that you do in your…
Aside from PESOLAB, what personal finance blogs you can follow right this minute? These are websites that made it their mission to spread financial literacy to fellow Filipinos. They talk about topics such as how to make, save, borrow, grow and protect your hard-earned money. In fact, most of the stuff that you’d read will be…
Who doesn’t want free stuff? Well, everyone loves anything that doesn’t come at a cost. And when it comes to credit cards, the same thing holds true. So in this article, we will talk about credit cards that are issued by banks with a very attractive catch: there is no annual or monthly membership fee….
The Philippines is known for its wealth of stunning beaches and delectable goods. There is no doubt that the Philippines is one of the most popular travel destinations in the world; you may pick from a variety of cities in the Philippines that offer low cost of living. One of the easiest ways to reduce…
