Prepaid cards are very versatile bank products that you can use for cashless shopping, bills payment and online booking. They are also easy to acquire, there is no need for you to open an account. Those are the reasons that I’ve decided to get a BPI My e-Prepaid Mastercard. I can use it to pay online subscriptions just…
Two weeks after I applied for a BPI e-Prepaid Mastercard, I went to the bank to claim the card. Here are the five (5) things that you should do to have a smooth, hassle-free experience. (For those who have come to this page for the first time, you may want to read on general information about prepaid cards that are…
I was excited getting the BPI prepaid Mastercard. I couldn’t wait to use it right away. In this post, I am going to talk about how to load funds, inquire balance, use the card to make online purchases and view transaction history. If you’ve come across this page for the first time, you may want to…
In the Philippines, it’s crucial to have a legitimate ID in order to transact with both private and public offices. You must apply for various identity card that will also be recognized as a legal ID if you don’t currently have any valid IDs or don’t have enough to cover all your needs. To begin processing…
Financial planning is bringing your future goals to the present so you can do something about it. As important as it is towards creating a fulfilling, financially-free future, it is sad that most Pinoys do not know its importance. What is financial planning? Financial planning is all about optimizing the way that you manage your…
When I was working as a corporate trainer, I used to buy Starbucks (decaffeinated) frappuccino at least once or twice a month. Like all millenials, I viewed my tall cup of sweet, whipped-cream beverage as ‘reward’ for all the hard work that I was doing. This was way before I knew about financial planning. Budgeting was…
Robert Kiyosaki, popular author of Rich Dad, Poor Dad and successful entrepreneur, has been strongly recommending people to be mindful of their income statement. But what is it? And how exactly can it help you? Income statement An income statement is a tool of personal financial planning. It is where you see a record of your…
In the Philippines, it’s really unfortunate that financial education is not built into our school system. We’ve been told to study hard, work hard, and help out the family. From when we started going to school until we started our career, that’s what we’ve always been told. They never told us there were other ways to earn….
Are you looking for a low-risk investment? Treasury bills may be right for you. This article is going to talk about why they can be a good investment option. With so many available alternatives where you can invest your money and hope to earn passive income like mutual funds, UITF, PERA, VUL, exchange traded funds like FMETF, time deposit, Pag-ibig MP2, find out what a…
One of the sources of passive income available to Pinoys is by investing in retail treasury bonds (RTB). But what is it? For many of us, particularly those who are just starting to learn about investing, it might be one of those things that are not particularly well-known. In this article, I’m going to talk about how the retail…
A bond is a type of asset that allows you to earn interest for the money that you allow to be borrowed to an institution, generally businesses and the government. Investing in them in the Philippines can be an option for certain types of investors. They are usually described as containing less risks than other aggressive assets such as…
What are the best HMO plans in the Philippines? Are you looking for the best prepaid HMO cards? This article is for all Pinoys looking for an affordable HMO plan: freelancers, self-employed, individuals, senior citizens, families, and employers (business owners of corporations and SME/small and medium enterprises). The goal of this article is to let…
In the past, we’ve introduced a new means of earning passive income through investing in bonds, which are paper assets that offer investors a chance to get periodic proceeds. This article is going to focus on corporate bonds. What is a corporate bond? When a company wants to raise capital, they can do so by giving up equity and selling stocks to…
I’ve discussed in a separate article about investing in Philippine companies with the highest report dividend yields for 2019. In this post, the list is focused on the dividends given out by blue chip stocks, the top 30 companies that make up the Philippine Stock Exchange Index. Blue Chip Stocks Borrowed from poker, blue chip stocks are considered to be on…
As the year 2023 dawns upon us, Jollibee, the beloved Filipino fast-food giant, has once again set its sights on redefining the breakfast experience for its loyal customers. With a commitment to providing delicious and hearty meals that cater to diverse tastes, Jollibee’s updated breakfast menu promises to be a symphony of flavors and an…
Welcome to Angel’s Pizza, where we serve up heavenly slices that will make your taste buds soar! Our mission is to deliver not just delicious pizzas but also excellent service to all our customers. In this article, we’ll take you on a mouthwatering journey through our menu, delivery options, and exciting promotions that will keep…
Do you want to help the government in the fight against Covid-19? Buying Progreso Bonds, also known as RTB-24, can be an option. The Bureau of the Treasury has just announced the newest retail treasury bond. It is the second offering this year after the successful RTB 2020. People can invest for as low as ₱5,000 for…
One of the common questions I get is, why should you take the chance to invest in securities? And I think it’s commonly asked because most of us know little about them. As mentioned earlier about investing, securities are paper assets. That is, unlike real estate where you can survey the land and view the house, they…
When you’re at home and don’t have much to do other than partake in the never-ending social media scroll—or when you’re hanging out with your friends, maybe even your crush, and want to impress them with your refined taste in films—having a good movie site a few clicks away is all you’ll ever need. To…
Little is known about investing in money market funds in the Philippines. Unlike equities and index funds, most Pinoys are not familiar with the sort of assets that money market funds acquire. Maybe because it’s sort of on the conservative side and its returns are modest at best. In this article, I’m going to talk about what they are and…
You will hear a lot of people telling you about stocks, shares and equities. Frequently, these words are used interchangeably. But are there any difference between the three? It turns out, there is. Stock A stock represents ownership of a company. For a business that only has one owner, like in the case of sole…
