What if you can have an investment that combines the advantage of mutual fund and UITF and the power of stock trading? It is now possible with exchange traded fund, a relatively new way to earn passive income. What is an exchange traded fund? An exchange traded fund is like a mutual funds (MF) or a unit investment trust fund. It is an investment company…

In stock investing and in value investing in the Philippines, we know that the market goes up and down. When it is up, the prices of stocks rise and it’s pretty tricky to find ones that are inexpensive. When it is down, the prices of stocks goes down too and it’s pretty tricky again to find the cheapest…

Do you know that you can save through Social Security System (SSS) aside from regular membership? It’s called SSS PESO fund and it’s a safe, affordable way to earn passive income. In this article, we’re going to talk about how you can invest your money wisely and build your savings care of your SSS membership. What is SSS P.E.S.O fund?…

In another post, we talked about the overview of SSS Flexi fund, why it’s good for overseas Filipino workers (OFWs) and how to get started earning in passive income. But how much can you possibly earn? If you start saving today, in what ways can you make the most out of your savings? I’m going to try to…

The beginner’s guide on SSS PESO fund gives general information about this offering from Social Security System (SSS). But how does the money grow? When you start investing, how do you earn passive income? In what ways can you make the most out of your savings? These are the questions that would be answered in this article. Specifically, there will…

All of us will grow old some day. It is inevitable. And we all look forward to enjoying the latter years of our lives, spending our free time with our loved ones. But are we prepared? If we’re no longer working, who’s going to look after our financial needs? Sadly, the Philippines have the lowest…

In an earlier article, I talked about how PERA account is a great investment option to prepare for retirement that comes with loads of tax-free benefits. As a voluntary savings program, it is the Philippines’ version of the US 401(k). Employers may even choose to contribute towards it, and you may save up to the maximum limit, which is P200,000 for…

Index funds are low-cost, efficient way in investing in the stock index. But what is an index fund? In this article, I’m going to talk about why it might be a better way to go when you’re saving up long term, the investments that are available in the Philippines, and their returns for the past few years. Stock index in the Philippines…

What are equities funds? How different are they from index funds? And are they right for you? If you’re new to investment or you might’ve already started and want to know more options, this article is for you. Equities funds By definition, equities funds are any investment funds whose major asset is in the form of stocks of big companies. They…

Bond funds are great for conservative investors but why? How can you get started with them? What is the required initial amount? What companies are offering them? And what are the best performing bond funds in the Philippines to invest? These are the questions that I will cover in this article. Bond funds Bond funds, as their…

Long term negotiable certificate of deposit or LTNCD is one of the lesser known products in the Philippines that Pinoy can invest. In fact, BPI, Metrobank and BDO recently announced that they’re offering LTNCD with 4%, 5.375% and 3.75% interest per year, respectively. Maybe because of its name, which is rather long and intimidating. But don’t…

Do you know that there is a cross between an equities fund and bond fund? It’s called balanced fund. It is invested in both, so it actually gives you the best of both worlds. Find out why investing in a balanced fund may be suitable for you. What is a balanced fund? A balanced fund is a…

FMETF or First Metro Philippine Equity Exchange Traded Fund is the first and only exchange traded fund in the Philippines. While it is organized like a mutual fund company, you and I can invest in it by buying its stocks from the stock exchange. And so the question you might be asking is, how much can you expect to earn from investing in…

Do you know that you can actually invest in banks? No, not just time deposits or high-interest savings accounts. Invest, as in buying stocks of big Philippine corporations. You can open a UITF or unit investment trust fund. In this article, I am going talk about what UITF is, why it’s good as a source of passive income, and the…

Here are details of trust companies that are offering UITF for investing in the Philippines. UITFs are commonly offered by banks as a way for the public to earn passive income. You’re going to learn the contact details, the return on investments (ROI) of the trust funds, and the fees involved according to different categories: Index funds Equities funds Balanced funds Bond…

Unit investment trust fund or UITF is a one of the many ways any Pinoy can actually invest to earn passive income. It is offered by banks and trust companies with most of them offering online access, making them really easy to open and manage. But how much can you expect to earn? This a question that might be on your…

As the year 2019 comes to a close, it pays to take a look at the top 10 best UITF (unit investment trust fund) Philippine funds year-to-date. For those who have started investing for their financial future at the start of the year on any of the funds, congratulations! And for those who haven’t started yet, this article shows…

You’ve heard about unit investment trust fund or UITF in the Philippines for Pinoy, and you might’ve spent the last hour scouring the internet or this blog on how to invest in them. And you’ve probably heard that UITF is offered by banks and trust companies, but still you’re not sure where to start. Which bank or company…

When I started investing many years ago the first question I had was, where can I invest? I knew I wanted to begin with mutual funds because a friend told me about them. However, I hadn’t had the chance to get to know the companies that offer them. If you find yourself asking the same question, this is the…

Why do companies decide to join Philippine Stocks Exchange? What are the benefits of going public that other businesses don’t have? I will try to answer what motivates companies from staying as a private establishment to becoming a public, whose stocks can be bought by just anybody in the stock market. First things first, what is…

How can you you invest in the stock market? It was in 2018 that bought my first ever stock from the Philippine Stock Exchange. Here’s how that experience went and why I will continue to buy more in the future. This is also a beginner’s guide to everyone who may want to start investing in companies that they like. Background…