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Here are details of trust companies that are offering UITF for investing in the Philippines. UITFs are commonly offered by banks as a way for the public to earn passive income.
You’re going to learn the contact details, the return on investments (ROI) of the trust funds, and the fees involved according to different categories:
Please take the time to read up on the individual institutions and on their website as funds as details for more accurate and complete information.
Table of contents
UITF fees
There are fees involved when you want to start a UITF with any company. And they are important to be factored in as they can actually change the way you would make your decision. They are impact the the way that your money is going to earn. In fact, you can read this beginner’s guide on how to invest in UITFs.
For this article, we’re going to discuss the following:
Initial investment
Additional investment
Fee
Hold
Exit
Initial investment
The initial investment is the least amount that you can start with. It allows you to get begin your UITF. You can’t go below, but you definitely can go higher. The funds mentioned here have required amounts that range between 50 pesos and several thousands.
Additional investment
The additional investment is the least amount that you can add later on. It’s always good to re-invest after you’ve opened the fund. In this way, you can actually begin to save up and accumulate your savings.
Fees
Fees can be management fees, advisory fees, and other charges. These are important in continuing the operations of the fund.
Hold
This is the period of time where redemption of units can be charged with a fee. Should you close the account within this period, you would be responsible to be paying an exit fee.
Exit fee
Exit fee or early redemption fee is assessed when you terminate or redeem units within the holding period.
UITF index fund fees
Fund Name
Type
Initial
Add
Fee
Hold
Exit
ATRAM Philippine Equity Smart Index Fund
Index
1,000
1,000
1.50% p.a.
0 calendar
none
BDO EQUITY INDEX FUND
Index
10,000
10,000
1.00% p.a.
30 calendar
0.50% of the Original Participation Amount
BDO PERA EQUITY INDEX FUND
Index
1,000
1,000
1.00% p.a.
30 calendar
1.00% of the Original Participation Amount
BPI Philippine Equity Index Fund
Index
10,000
1,000
1.00% p.a.
0 calendar
None
CTBC Bank – Sun Life Philippine Stock
Index Feeder Fund
Index
10,000
10,000
1.00%
30 calendar
1.00%
EastWest PSEI Tracker Fund
Index
10,000
1,000
0.75% p.a of the market value of the fund
30 calendar
P500.00 or 0.25% of redemption proceeds, whichever is higher
UITF equity fund fees
Fund Name
Type
Initial
Add
Fee
Hold
Exit
AB CAPITAL EQUITY FUND
Equity
25,000
10,000
1.25% PA
30 calendar
1.00% of the Principal
Equity Investment Trust Fund
Equity
10,000
1,000
1.25% per annum based on the Net Asset Value (NAV)
30 calendar
0.50% of amount redeemed
ATRAM Global Dividend Feeder Fund
Equity
1,000
1,000
0.90% p.a.
0 calendar
none
ATRAM Asia Equity Opportunity Feeder Fund
Equity
1,000
1,000
0.95% p.a.
0 calendar
none
ATRAM Global Technology Feeder Fund
Equity
1,000
1,000
0.95%
0 calendar
none
ATRAM Global Financials Feeder Fund
Equity
1,000
1,000
0.90% p.a.
0 calendar
none
DIVERSITY DIVIDEND FOCUSED FUND
Equity
10,000
5,000
1.50% p.a. based on the Net Asset Value (NAV) accrued daily
30 calendar
5% of the redeemed amount
BDO INSTITUTIONAL EQUITY FUND
Equity
1,000
1,000
1.00% p.a.
30 calendar
0.50% of the Original Participation Amount
BDO EQUITY FUND
Equity
10,000
10,000
1.00% p.a.
30 calendar
1.00% of the Original Participation Amount
BDO SUSTAINABLE DIVIDEND FUND
Equity
10,000
10,000
1.25% p.a.
30 calendar
1.00% of the Original Participation Amount
BDO FOCUSED EQUITY FUND
Equity
10,000
10,000
1.50% p.a.
30 calendar
1.00% of the Original Participation Amount
BDO ESG EQUITY FUND
Equity
10,000
10,000
1.00% p.a.
30 calendar
1.00% of the Original Participation Amount
BPI Equity Value Fund
Equity
10,000
1,000
1.50% p.a.
0 calendar
None
Odyssey Philippine Equity Fund
Equity
10,000
5,000
2.00% p.a.
0 calendar
None
Odyssey High Conviction Equity Fund
Equity
10,000
5,000
2.50% p.a.
0 calendar
None
BPI Philippine High Dividend Equity Fund
Equity
10,000
1,000
1.50% p.a.
0 calendar
None
BPI Philippine Infrastructure Equity
Index Fund
Equity
10,000
1,000
1.00% p.a.
0 calendar
None
BPI Philippine Consumer Equity Index Fund
Equity
10,000
1,000
1.00% p.a.
0 calendar
None
BPI Catholic Values Global Equity Feeder
Fund
Equity
100,000
50,000
0.50% p.a.
0 calendar
None
CHINA BANK EQUITY FUND
Equity
5,000
1,000
1.0% based on NAV before trust fee for the day
30 calendar
1.0% of redemption proceeds
CHINA BANK HIGH DIVIDEND EQUITY FUND
Equity
5,000
1,000
1.0% per annum based on the Net Asset Value (NAV) of the Fund before
trust fee for the day
30 calendar
1.0% of the amount redeemed
EastWest PhilEquity Feeder Fund
Equity
10,000
1,000
1.00% per annum
30 calendar
PHP500 or 0.25% of the redemption proceeds whichever is higher
EastWest PhilEquity Institutional Feeder
Fund
Equity
0
0
Fee is charged at the portfolio level
0 calendar
0
UITF balanced fund fees
Fund Name
Type
Initial
Add
Fee
Hold
Exit
AB CAPITAL BALANCED FUND
Balanced
25,000
10,000
1.25% PA
30 calendar
1.00% of the Principal
ATRAM Global Multi-Asset Income Feeder
Fund (PHP Unit Class)
Balanced
1,000
1,000
0.95%
0 calendar
none
ATRAM US Multi-Asset Income Feeder Fund
(PHP Unit Class)
Balanced
1,000
1,000
0.95%
0 calendar
none
BDO PESO BALANCED FUND
Balanced
10,000
10,000
1.00% p.a.
30 calendar
0.50% of the Original Participation Amount
BPI Balanced Fund
Balanced
10,000
1,000
1.50% p.a.
0 calendar
None
Odyssey Diversified Capital Fund
Balanced
10,000
5,000
1.50% p.a.
0 calendar
None
Odyssey Diversified Balanced Fund
Balanced
10,000
5,000
1.50% p.a.
0 calendar
None
BPI Bayanihan Balanced Fund
Balanced
10,000
1,000
0.30% p.a.
0 calendar
None
CHINA BANK BALANCED FUND
Balanced
5,000
1,000
1.0% per annum based on the Net Asset Value (NAV) of the Fund before
trust fee for the day
30 calendar
1.0% of the amount redeemed
CTBC Bank – ATRAM Philippine Balanced
Feeder Fund
Balanced
10,000
10,000
1.00%
30 calendar
0.50%
UITF bond fund fees
Fund Name
Type
Initial
Add
Fee
Hold
Exit
Peso Investment Trust Fund
Bond
10,000
1,000
1.25% per annum based on the Net Asset Value (NAV)
30 calendar
0.50% of amount redeemed
ATRAM Total Return Peso Bond Fund
Bond
50
50
1.10% p.a.
30 calendar
1% of amount redeemed
ATRAM Global Bond Income Feeder Fund
Bond
1,000
1,000
0.65% p.a.
0 calendar
none
DIVERSITY PESO BOND FUND
Bond
10,000
5,000
1% p.a. based on the Net Asset Value (NAV) accrued daily
None: trust fees are collected at the Target Fund level.
0 calendar
None
CHINA BANK FIXED INCOME FUND (formerly
CBC GS FUND)
Bond
5,000
1,000
0.75% per annum based on the Net Asset Value (NAV) of the Fund before
trust fee for the day
30 calendar
1.0% of the amount redeemed
CHINA BANK INTERMEDIATE FIXED-INCOME FUND
Bond
5,000
1,000
0.50% per annum based on the Net Asset Value (NAV) of the Fund before
trust fee for the day
30 calendar
1.0% of the amount redeemed
EastWest Peso Long Term Bond Fund
Bond
50,000
1,000
1.0% p.a. of the market value of the fund
180 calendar
PHP 500.00 or 0.25% of the withdrawn amount, whichever is higher
EastWest Peso Intermediate Term Bond Fund
Bond
10,000
1,000
1% p.a. of the market value of the fund
30 calendar
PHP 500.00 or 0.25% of the withdrawn amount, whichever is higher
LANDBANK Bond Fund
Bond
5,000
1,000
1.00%
30 calendar
25% of net earnings (P500 minimum)
UITF money market fund fees
Fund Name
Type
Initial
Add
Fee
Hold
Exit
AB CAPITAL SHORT-TERM FUND
Money Market
50,000
25,000
0.375% p.a.
0 calendar
NONE
Peso Money Market Fund
Money Market
10,000
1,000
0.30% per annum based on the Net Asset Value (NAV)
30 calendar
0.5% of amount redeemed
ATRAM Peso Money Market Fund
Money Market
50
50
0.50% p.a.
0 banking
None
DIVERSITY MONEY MARKET FUND
Money Market
10,000
5,000
0.25% p.a.
30 calendar
5% of the redeemed amount
BDO INSTITUTIONAL CASH RESERVE FUND
Money Market
0
0
None
0 calendar
None
BDO PESO MONEY MARKET FUND
Money Market
10,000
10,000
0.50% p.a.
0 calendar
None
BDO PERA SHORT TERM FUND
Money Market
1,000
1,000
0.50% p.a.
30 calendar
0.50% of the Original Participation Amount
BDO SHORT TERM FUND
Money Market
10,000
10,000
0.25% p.a.
0 calendar
None
BPI Short Term Fund
Money Market
10,000
1,000
0.50% p.a.
0 calendar
None
BPI Money Market Fund
Money Market
10,000
1,000
0.25% p.a.
0 calendar
None
CHINA BANK MONEY MARKET FUND
Money Market
5,000
1,000
0.25% per annum based on the Net Asset Value (NAV) of the Fund before
trust fee for the day
3 banking
1.0% of the amount redeemed
CHINA BANK CASH FUND (formerly CBC
INSTITUTIONAL MMF)
Money Market
5,000
1,000
0.15%p.a. based on the Net Asset Value (NAV) of the Fund before trust fee
for the day
3 banking
1.0% of the amount redeemed
CHINA BANK SHORT-TERM FUND
Money Market
5,000
1,000
0.25% per annum based on the Net Asset Value (ANV) of the Fund before
trust fee for the day
3 banking
1.0% of the amount redeemed
CTBC Money Market Fund
Money Market
10,000
10,000
0.25%
30 calendar
0.50%
UNLAD KAWANI MONEY MARKET FUND
Money Market
25
25
0.05% p.a.
0 calendar
None
CLASS I – UNLAD PANIMULA MM FUND
Money Market
1,000,000
100,000
.15% p.a.
0 calendar
None
CLASS II – UNLAD PANIMULA MM FUND
Money Market
100,000
10,000
.25% p.a.
0 calendar
None
CLASS III – UNLAD PANIMULA MM FUND
Money Market
10,000
1,000
.30% p.a.
0 calendar
None
EastWest Peso Money Market Fund
Money Market
10,000
1,000
0.25% p.a. of the market value of the fund
0 calendar
None
East West Peso Short Term Fund
Money Market
10,000
1,000
0.25% p.a of the market value of the fund
0 calendar
Not applicable
For the following discussion, all data is updated until July 2019. For more updated information, please consider visiting UITF.COM.PH.
AB Capital Securities
AB Capital Securities previously called Anscor Hagedorn Securiites Inc. (AHSI), a stock brokerage company and a pioneer in online stock trading. It is established over 60 years ago. Recently, it has three funds under management.
AB Capital Securities Contact details
Info
Details
Name
AB Capital Securities
Address
19th Floors PSE Tower, 5th Avenue corner 28th Street Bonifacio Global City, Taguig City, Philippines 1634
ATRAM Trust Corporation is a company regulated by the Bangko Sentral ng Pilipinas. It was previously known as Maybank ATR Kim Eng Capital Partners, Inc – Trust.
ATRAM Contact details
Info
Details
Name
ATRAM Trust Corporation
Address
8th Floor, 8 Rockwell, Hidalgo Drive, Rockwell Center, Makati City, Philippines 1210
Asia United Bank was established on October 3, 1997. It is a join venture of Taiwanese investment banks and Filipino industrialists. It became a publicy-listed company on December 31, 2013 and manages three UITF.
AUB Contact details
Info
Details
Name
Asia United Bank
Address
Trust and Investments Group 33/F Joy-Nostalg Center #17 ADB Avenue, Ortigas Center, Pasig City
BDO Unibank Inc. is one of the leading banks in the Philippines and its subsidiary manages UITFs. These funds are available to depositors who would wish to invest. The company was established on January 2, 1968 as Acme Savings Bank, a thrift bank with two branches in Manila, before it was acquired by the Sy Group.
BDO Contact details
Info
Details
Name
BDO Unibank
Address
7899 Makati Avenue, Makati City 0726, Philippines,
BPI Asset Management and Trust Corporation is a subsidiary of the Bank of the Philippine Islands (BPI). It is one of the largest trust corporations in the country. When you opt to have an online account, you can access all your deposits as well as the UITFs that you’ve opened. Automatic monthly investment can also be made with your BPI savings or payroll deposit.
BPI Contact details
Info
Details
Name
BPI Asset Management and Trust Corporation
Address
7/F, BPI Buendia Center, Sen. Gil J. Puyat Avenue, Makati City 1206
China Bank Trust and Asset Management Group is a subsidiary of China Banking Corporation is a Philippine bank that was founded on August 16, 1920. It was the country’s first privately owned bank at first catering to the needs of Filipino Chinese entrepreneurs.
China Bank contact details
Info
Details
Name
China Bank Trust and Asset Management Group
Address
China Bank Building, 8745
Paseo de Roxas corner Villar Street, Makati City 1226 Philippines
The DBP- Trust Banking Group is a subsidiary of the Development Bank of the Philippines. DBP was established in 1935 as the National Loan and Investment Board (NLIB). It was a government-owned company that was tasked to manage the Postal Savings Fund and Teacher’s Retirement Fund.
EastWest Bank is a bank founded by Andrew Gotianun. It was founded on July 6, 1994 and was listed on the Philippine Stock Exchange on May 7, 2012. The company offers several UITFs to investors.
EastWest contact details
Info
Details
Name
EastWest Bank
Address
The Beaufort, 5th Avenue corner 23rd Street, Bonifacio Global City, Taguig 1634
The Land Bank of the Philippines was founded on August 8, 1963. As a government-owned company, it was organized as part of the Agrarian Land Reform Code. It currently manages four UITFs.
Land Bank contact details
Info
Details
Name
Land Bank of the Philippines
Address
LANDBANK Commonwealth Branch Block 31, Lot 11, Commonwealth Avenue, Barangay Holy Spirit, Quezon City
Manulife Asset Management and Trust Corporation was licensed by the Bangko Sentral ng Pilipinas in 2017. The operation of its funds started in September 2017. It is a subsidiary of the Manufacturers Life Insurance Co. (Philippines).
Manulife contact details
Info
Details
Name
Manulife Asset Management and Trust Corporation
Address
10th Floor NEX Tower, 6786 Ayala Avenue, Makati City, 1229
Manulife Asia Pacific REIT Fund Of Funds (PHP Unhedged Class A)
Equities
18.16%
Manulife Equity Wealth Fund (Class I)
Equities
10.72%
Manulife Income Builder Fund (Class I)
Bonds
8.68%
Manulife Equity Wealth Fund (Class A)
Equities
8.53%
Manulife Income Builder Fund (Class A)
Bonds
7.07%
Manulife Stable Income Fund (Class I)
Bonds
4.63%
Manulife Stable Income Fund (Class A)
Bonds
3.34%
Manulife Asia Best Select Equity Fund (Php Unhedged Class A)
Equities
-2.93%
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company or Metrobank began operations on September 5, 1962. It is one of the universal banks in the country. Incorporated in Binondo, Manila, it was organized by Filipino entrepreneurs to provide the banking needs of Filipino-Chinese community.
Metrobank contact details
Info
Details
Name
Metropolitan Banking and Trust Corporation
Address
Head Office Metrobank Plaza Sen. Gil J. Puyat Avenue, Makati City, 1200 Philippines
Philippine Bank of Communication or PBCOM is a company that started operations in 1939. It was one of the first non-American banks that was established during its time. Currently, it has three funds offered to their clients.
The Philippine Business Bank was established on February 12, 1997. Its former name was Total Savings Bank. Its stock debuted in the stock exchange in 2013. Currently, it is operating the Diamond Fund.
Philippine Business Bank contact details
Info
Details
Name
Philippine Business Bank
Address
350 Rizal Avenue Extension corner 8th AvenueGrace Park, Caloocan City, Philippines 1400
The Philippine National Bank was founded on July 22, 1916 by the government until it was privatized, acquired by Lucio Tan and on February 9, 2013 merged with Allied Bank. It currently manages various trust funds and offered them to clients.
PNB contact details
Info
Details
Name
Philippine National Bank
Address
9F PNB Financial Center,
Macapagal Boulevard Pasay City
PNB Balanced Fund (Formerly
Pnb Prestige Balanced Fund)
Balanced
4.26%
PSBank Money Market Fund
Money market
3.77%
PNB Dream Builder Money Market
Fund
Money market
3.61%
PNB Global Filipino Peso Money
Market Fund
Money market
3.39%
PNB Prime Peso Money Market
Fund
Money market
3.27%
PNB Peso Intermediate Term
Bond Fund (Formerly Aup Gs Fund)
Bonds
2.93%
RCBC
Rizal Commercial Banking Corporation was established on September 23, 1960. After years of expansion, it became a bank dedicated to Filipino-Chinese community. It currently manages several UITFs to its clients. It’s also a publicly-listed company with its stocks being traded on the Philippine Stock Exchange.
RCBC contact details
Info
Details
Name
Rizal Commercial Banking Corporation
Address
Yuchengco Tower, RCBC Plaza 6819
Ayala Avenue, Makati Cit 0727
Robinsons Bank was established in the year 1991. Previously, its name was Robinsons Savings Bank and it changed to its current name in May 2011. It is one of the subsidiaries of JG Summit Holdings. It operates two balanced funds and one money market fund.
Robinsons Bank contact details
Info
Details
Name
Robinsons Bank Corporation
Address
Robinsons Bank Corporation 17/F,
Galleria Corporate Center EDSA corner Ortigas Avenue, Quezon City
RBank Tax-Exempt Retirement Fund (A Balanced Uitf)
Balanced
3.83%
Security Bank Corporation
The Security Bank Corporation was founded on June 18, 1951 and became publicly-listed in 1995 with the ticker SECB. It was the first Filipino-owned bank that existed after World War II. It is now managing various UITFs.
The Sterling Bank of Asia began operations on March 30, 2007. It was created at the call of the government to create financial institutions that would cater to the needs of small and medium enterprise group. Currently, it has one fund that it manages, the Sterling Balanced Fund for moderately conservative investors.
Sterling Bank of Asia contact details
Info
Details
Name
Sterling Bank of Asia
Address
Sterling Bank Corporate Center Ortigas Avenue, Greenhills, San Juan City 1500 Philippines
United Coconut Planters Bank was started on May 15, 1963 by virtue of Presidential Decree 775. It is one of the two universal banks not listed on the Philippine Stock Exchange.
UCPB contact details
Info
Details
Name
United Coconut Planters Bank
Address
UCPB Corporate OFfices 7907 Makati Avenue, Makati City, Philippines
Union Bank Trust and Investment Group is a subsidiary of the Union Bank of the Philippines. The company was established on August 16, 1968 and it acquired universal banking license in July 1992. For the past years, it acquired the International Corporate Bank in 1994 and the International Exchange Bank in 2006.
Union Bank contact details
Info
Details
Name
Union Bank
Address
UnionBank Plaza, Meralco Ave. cor. Onyx St., Ortigas Center, Pasig City
