You will hear a lot of people telling you about stocks, shares and equities. Frequently, these words are used interchangeably. But are there any difference between the three? It turns out, there is. Stock A stock represents ownership of a company. For a business that only has one owner, like in the case of sole…
Prepaid cards are gaining more and more popularity. They’re easy to acquire and convenient to use. You can use them to pay in booking your flights, dining and shopping cashless, making purchases online, and buying tickets without the hassle of background check of credit cards. They’re accepted as payment in many stores especially online and/or those…
If you are thinking of investing by buying one, your question would be—how does it earn? In this post, I’m going to discuss the two ways a stock can earn an income for an investor like you. In What is a stock, I talked about the two types of a stock: common and preferred. In both types,…
Are you looking in the market for the best checking accounts? This article compares what universal banks in the country are offering in terms of low opening balance, low maintaining balance, and high interest rates. What is a Checking Account? Checking accounts in the Philippines are offered by banks to every Pinoy as way to…
Living in the Philippines will not be complete without getting your valid identification card (ID), whether you are still a student, employed, or unemployed. A Tax Identification Number (TIN) ID is one of the valid IDs in the Philippines that will serve as proof that you are registered with the Bureau of Internal Revenue (BIR)…
Another common question I get a lot is, what is a stock? When I ask this question back, they seem to have heard of it but they can’t bring themselves to explain. A stock is written piece of proof that represents ownership of a company. I don’t mean business registration and other similar papers, which are…
What are the largest companies in the Philippines? I’ve talked about the stock index and how to earn from index funds, but there isn’t really a separate page that looks into the businesses that make up the Philippine Stock Exchange index (PSEi). This article talks about the list of blue chip companies, so-called because they are the top companies…
It has been a necessity for parents to buy the best things for their babies. Most especially if you and your partner are first-time parents, you get excited to buy baby stuff that sometimes you tend to overhaul. Many are guilty of doing this! And that’s OK as long as you have the resources but…
Hey there, foodies and fellow ulam enthusiasts! Are you ready to take your lunch game to the next level? Get ready to welcome a brand-new world of flavor and adventure. We’ve looked to the culinary world to offer you the most delectable ulam ideas you can think of, from traditional Filipino favorites with a contemporary…
Credit Cards are seen as a sign of maturing and adulting for young adults. When you are seen with one, people often see you as an adult because this card may mean financial freedom. What is a Credit Card? However, most people especially students, still don’t know what or how a credit card is used….
How much do you need to start buying stocks from the Philippine Stock Exchange (PSE)? Is there a minimum amount when you invest? In this article, I’m going to answer these questions. More than that, I’ll try to explain why you should listen to long-time traders when they said that P8,000 is considered best practice and why it should…
As much as we wish we could take our Wi-Fi routers with us everywhere we go, it is actually not possible to do so – unless our Wi-Fi service providers will develop something that could make it possible. Although it may sound absurd, Wi-Fi has already become a part of our daily life, making us…
One of the most common questions we get from our readers is how to get started investing in the stock market. And the short answer is, simply, get a stock broker. But we know there is more to it than just that. Thus, this article is going to talk about who and what they are, why…
If you’re from the Philippines, I’m sure that at one point, you, just like many others, got the #NasaLazadaYan and Shopee Baby Shark jingles stuck in your head. Who knows, maybe it’s still stuck in there up to this day. I bet you probably catch yourself humming their melodies from time to time or even…
Youtube is something that kids and teenagers have grown up with. We are aged at the same time the technology around the world did, allowing us to better understand it. Before anything else, let us first define Youtube. What is Youtube? Youtube is a social media platform that allows its users to watch and create…
How many times have you asked, “Where did all my money go?” You’re not alone. According to studies, only 1 out 3 of Pinoys are tracking their expenses. This is not just good news. Those who do track their spending have better chances in being able to save money from what’s left of their income….
When most Filipinos are bored, they turn to online gaming, especially after the COVID-19lockdown. With these online games, numerous Android phone developers launched gaming phones; and many Filipinos were enticed to purchase a gaming phone; however, some of these gaming phones were extremely expensive.If you enjoy online gaming and want to buy a gaming phone…
In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them. Using the internet and power of social media, businesses and financial institutions like insurance, stock brokerage…
Do you wish to become part-owners of airports, shopping malls, hospitals, tollways, warehouses, hotels, residential and commercial buildings, and other income-generating properties? Of course yes. All of us want to be part in the real estate business because the income can come in two ways: rental income and the steady increase in the value of…
Another year has ended. So how did unit investment trust funds or UITF perform? Indeed, the year 2020 is full of challenges. No doubt about that. Of course, as news from China of a mysterious illness that causes respiratory disease spread, the world had not prepared for what was to come. Then the pandemic ripped through nations,…
Do you know there’s a chance to earn passive income through Pag-ibig or the Home Development Mutual Fund (HDMF)? It’s called MP2 or modified Pag-ibig savings program. When MP2 was launched in 2010, it’s been posting higher and tax-free dividend compared to time deposit and savings account. And this year, the dividend rate is announced at 7.23%. Pag-ibig…
