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Different Financial Seminars Can Attend Cebu
In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them. Using the internet and power of social media, businesses and financial institutions like insurance, stock brokerage […]
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Part IV Building Strong Financial Foundation
Having a strong financial foundation is perhaps the most important part of financial planning. Investing is good. It can be fun and exciting, especially when you are already doing it and you see the returns actualized. But it is also risky. And this is what financial foundation is about: how to manage the risks that investments, and life in […]
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Best Philippine Personal Finance Website Blogs
Aside from PESOLAB, what personal finance blogs you can follow right this minute? These are websites that made it their mission to spread financial literacy to fellow Filipinos. They talk about topics such as how to make, save, borrow, grow and protect your hard-earned money. In fact, most of the stuff that you’d read will be […]
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Get Life Insurance Child Answer May Surprise
There is an ongoing debate whether it makes sense to buy a life insurance for your kids. Many experts in the industry don’t seem to quite agree. While it is ultimately your decision, it pays to understand the two sides of the coin on this matter. On one hand, an advisor claimed that children don’t need it […]
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Insurance Riders Make Life Insurance Policy
A life insurance policy in the Philippines is pretty straightforward. It covers your life. Meaning, your insurer will pay your family in the event of an untimely death. But how about when you want more? What if you want to insure unexpected events such as accidents, critical or terminal illness, or hospitalization? Riders If you want to make […]
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Pay Debt Invest
A tough question to crack is how to prioritize your limited income. If you have to choose between paying your debt or maximizing your money, which one should you pick? The short answer is, no. You should pay your debts first. Limit your borrowing. But find out why people borrow money to invest. Pay your debts first if […]
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19 Philippine Credit Cards With Zero Annual Fee
Who doesn’t want free stuff? Well, everyone loves anything that doesn’t come at a cost. And when it comes to credit cards, the same thing holds true. So in this article, we will talk about credit cards that are issued by banks with a very attractive catch: there is no annual or monthly membership fee. […]
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How to Apply for Secured Credit Cards
Can you apply for credit card and get 100% approval? You can do that with secured credit cards. In this article, we are going to talk about why secured credit cards can be an option for people who have difficulty applying and obtaining a credit card using the usual route at the bank. What is […]
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Bank Accounts Philippines
What are the different types of account that you can open at a Philippine bank? According to the Bangko Sentral ng Pilipinas, financial inclusion is a dream that has a long way to go in the country. An overwhelming majority of the population remains unbanked. Seven out ten Filipinos still do not have any bank […]
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Credit Card Fees and How You Can Avoid Them
Thinking of getting a credit card or already own one but don’t know what fees you’re paying? Well, you’re in luck. This article deep-dives into the fine prints of owning a credit card particularly on the topic of charges and fees. The goal is to understand what they are, what situations they are applied, and […]