What are the Best Financial Seminars You Can Attend in Cebu Philippines

What are the Best Financial Seminars You Can Attend in Cebu Philippines

In an earlier post, I strongly encouraged you to attend a free financial planning seminar. Whenever you’re invited, say yes. Attend and learn as much. Companies and groups in Cebu, Philippines can easily organize events and invite people to attend them. Using the internet and power of social media, businesses and financial institutions like insurance, stock brokerage…

What are the Best Personal Finance Website Blogs in the Philippines?

What are the Best Personal Finance Website Blogs in the Philippines?

Aside from PESOLAB, what personal finance blogs you can follow right this minute?  These are websites that made it their mission to spread financial literacy to fellow Filipinos. They talk about topics such as how to make, save, borrow, grow and protect your hard-earned money. In fact, most of the stuff that you’d read will be…

What are the Best Profitable Small Businesses in the Philippines?
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What are the Best Profitable Small Businesses in the Philippines?

Filipinos frequently quit their 9 to 5 jobs in order to start their own businesses.  The country’s 1,700 registered online businesses have increased to 1 million since the COVID-19 pandemic began.  As a matter of fact, as of June 2022, 1.5 million Filipinos were self-employed or also known as freelancers.  Additionally, nearly 9% of all…

Financial Planning

Personal financial planning is about managing your money. Plain and simple. And I know you might ask, why am I making a blog about this one topic? I mean, I know all of us are dealing with money day in and day out for personal and work-related reasons. We learn to do it as we…

Stage 5 Debt Free

Debt is any money you owed. It can range from personal loan with a friend or a family member to loans with a bank through a credit card and home mortgage. Good debt versus bad debt Something is considered a good debt if its value increases over time and/or it can generate an income. Examples are rental…

Living Expenses Statement Worksheet

Download the Living Expenses Statement worksheet for free! To use the worksheet, make sure to read our post on why estimating your expenditures is important in knowing your cash flow. Here are the instructions: Download Living Expenses Statement worksheet. Make sure you have Microsoft Excel installed in your computer. Indicate the expenses under each heading: Home, Bill, Health and Insurance, Transportation, Personal…

Personal Income Statement Worksheet

Download personal Income Statement Worksheet for free! To use the worksheet, I recommend that you read post on the purpose of an income statement, and why understanding your financial status is crucial to financial planning. Here are the instructions. Download Income Statement Worksheet.  Make sure you have Microsoft Excel installed in your computer. Limit your timeline to monthly. In Income table, indicate…

Financial Goal Worksheet

Download by clicking Financial Goals Worksheet. Before using, it is best to read my post on financial goal-setting and the importance of writing down your life’s dreams. To use, here are the instructions. Download the Financial Goals Worksheet. Open the worksheet. In What you want to buy column, list down the things you want to acquire, costs and how long you are…

Philippine Time Deposit How To Get The Best Interest

Looking for better interest rates than what your bank is giving you? Which banks in the Philippines offer the best time deposit? Time deposit has become popular nowadays. It’s a safe, low risk form of passive income that you can invest and that gives your better returns on your money than a regular savings account. What is a time deposit? A time…

Income Statement Easiest Way To Know Your Financial Status

Robert Kiyosaki, popular author of Rich Dad, Poor Dad and successful entrepreneur, has been strongly recommending people to be mindful of their income statement. But what is it? And how exactly can it help you? Income statement An income statement is a tool of personal financial planning. It is where you see a record of your…