What are the Best Profitable Small Businesses in the Philippines?
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What are the Best Profitable Small Businesses in the Philippines?

Filipinos frequently quit their 9 to 5 jobs in order to start their own businesses.  The country’s 1,700 registered online businesses have increased to 1 million since the COVID-19 pandemic began.  As a matter of fact, as of June 2022, 1.5 million Filipinos were self-employed or also known as freelancers.  Additionally, nearly 9% of all…

Financial Planning

Personal financial planning is about managing your money. Plain and simple. And I know you might ask, why am I making a blog about this one topic? I mean, I know all of us are dealing with money day in and day out for personal and work-related reasons. We learn to do it as we…

Stage 5 Debt Free

Debt is any money you owed. It can range from personal loan with a friend or a family member to loans with a bank through a credit card and home mortgage. Good debt versus bad debt Something is considered a good debt if its value increases over time and/or it can generate an income. Examples are rental…

Living Expenses Statement Worksheet

Download the Living Expenses Statement worksheet for free! To use the worksheet, make sure to read our post on why estimating your expenditures is important in knowing your cash flow. Here are the instructions: Download Living Expenses Statement worksheet. Make sure you have Microsoft Excel installed in your computer. Indicate the expenses under each heading: Home, Bill, Health and Insurance, Transportation, Personal…

Personal Income Statement Worksheet

Download personal Income Statement Worksheet for free! To use the worksheet, I recommend that you read post on the purpose of an income statement, and why understanding your financial status is crucial to financial planning. Here are the instructions. Download Income Statement Worksheet.  Make sure you have Microsoft Excel installed in your computer. Limit your timeline to monthly. In Income table, indicate…

Financial Goal Worksheet

Download by clicking Financial Goals Worksheet. Before using, it is best to read my post on financial goal-setting and the importance of writing down your life’s dreams. To use, here are the instructions. Download the Financial Goals Worksheet. Open the worksheet. In What you want to buy column, list down the things you want to acquire, costs and how long you are…