It’s the one class that’s not offered in college. When someone invites you for either a free financial seminar or a one-on-one talk about financial planning, say yes.
Pinoy consume 222 cups of coffee every year. If all the money spent for coffee is saved instead, see how much your savings will be when you retire at age 65.
Buying a phone? Cheap might turn out to be expensive in the long run. And discover how you can get the best value for your money when buying a new mobile phone.
Besh, think twice before borrowing money to buy a new mobile phone for your selfies. I did the math, and the results will not likely make you smile.
Determining your net worth is not easy. Start by knowing what belongings you have that can be considered an asset.
Personal financial planning is about managing your resources that can make you become the best version of yourself.
Find out why it is important to have an emergency and how you can start building one immediately.
Developing a plan is the third stage of financial planning. This is where you try to meet the goals that you have set by including them in your present situation.
A financial goal is anything that means something to you, has cost, and has a target date.
Having a clear picture of your present standing makes you aware of how much you are earning, how much you are spending, how much you end up saving, and how much you are setting aside for investing.