As a parent, you’re always concerned about your kid’s future. You want to give the best to them and help them prepare for the future through good education. But quality education does not come cheap. Similarly, you worry about their welfare when you die too soon. Who is going to look after them when you’re…
A preferred share, also called preferred stock, is just like any stock of a company. It represents part-ownership of the business, and people who acquire them have interest in its commercial success. As mentioned in the discussion on what is a stock and how to buy shares from the stock market, way to understand them is to learn…
So you’ve heard about investing into mutual funds and UITF. You probably have friends or family members into it already, and you’re wondering if it’s right for you. Maybe you’re even close to opening an account, so you too can start earning passive income even when you still have questions about it or whether this is a good decision for you at…
Banco de Oro has announced recently that they’re offering bonds to the investing public. The Sy-led bank promises to pay 4.408% for a term of 2.5 years, with the interest to be credited to the account every quarter. If you were to invest into these bonds, how much are you going to expect to earn? This article tries to…
Arthaland Corporation, previously known as EIB Realty Developers Inc., have recently announced that they’re offering ASEAN green bonds worth ₱2 billion with ₱1 billion allocated for oversubscription. The company offers an interest of 6.3517% interest per annum to be paid quarterly with a tenor of 5 years. If you were to invest in their bonds, is it worth…
Security Bank has just announced that it is offering long term negotiable certificate of deposit (LTNCD) starting January 13 until 24, 2020. The notes are expected to mature after 5 and a half years with an interest of 4% per year. The question is, is it worth investing? Find out in this article the potential earnings for the…
Do you want to invest in bonds? Are you looking to invest that is safe and backed by the government? The Bureau of the Treasury has recently announced that it is issuing a new tranche of retail treasury bonds (RTB). Called RTB 2020, they can be acquired for as low as ₱5,000 and the maturity is set for three years. As a…
If someone did invest the moment the program started in 2010, how much would their savings be in the present? Pag-ibig has already announced that the dividend rate for 2019 is at 7.23%. What does this rate mean and how has MP2 grown since 2010, the year that the program first established? These are the…
Do you want to know how to get hold of companies that offer you mutual funds to invest with your money? In this article, you will see the alphabetical list of investment companies in the Philippines, their contact information, and the funds that they manage. If you are still learning about investing in them, you can also…
In investing in investment funds like mutual funds, you would want the cost of investing as low as possible. This is done by selecting a fund with the least cost. The higher the mutual fund fees, the lesser your potential earnings becomes. And one of the fees that you can actually avoid is the sales load. Sales load is charged by the fund…
Everyone who is about to invest always would want to know how much they could expect to earn in return for entrusting their money. Whether it’s investing in real estate, business or investment fund, it’s the question that is first and foremost in our minds. In this article, I’m going to discuss just exactly how…
Another year has ended, so it is time to check which of the mutual funds investment for 2019 have provided the highest return for their investors. For those who have invested and got rewarded as last year closes, congratulations! For those who haven’t started, 2020 is the year to begin your journey towards financial freedom. You may want…
As we bid the year goodbye, how had the mutual funds in the Philippines performed? Just like round-up of the top mutual funds in 2019, this article is a summary of the growth story of this investment. Mutual funds: the year 2020 in review Our lives were upended for the most part of the year. The pandemic reached…
So you want to invest in the stock market? You’d like to become part-owners of the Philippines’ largest companies, blue chip stocks, or any of the stocks listed on the Philippine Stocks Exchange? Maybe you’ve read the article on best performing stocks in the country, especially those that are giving out double-digit dividends yields. Yet we are still in the middle of…
