How much do you need to start buying stocks from the Philippine Stock Exchange (PSE)? Is there a minimum amount when you invest? In this article, I’m going to answer these questions. More than that, I’ll try to explain why you should listen to long-time traders when they said that P8,000 is considered best practice and why it should…
One of the most common questions we get from our readers is how to get started investing in the stock market. And the short answer is, simply, get a stock broker. But we know there is more to it than just that. Thus, this article is going to talk about who and what they are, why…
Do you wish to become part-owners of airports, shopping malls, hospitals, tollways, warehouses, hotels, residential and commercial buildings, and other income-generating properties? Of course yes. All of us want to be part in the real estate business because the income can come in two ways: rental income and the steady increase in the value of…
Another year has ended. So how did unit investment trust funds or UITF perform? Indeed, the year 2020 is full of challenges. No doubt about that. Of course, as news from China of a mysterious illness that causes respiratory disease spread, the world had not prepared for what was to come. Then the pandemic ripped through nations,…
Do you know there’s a chance to earn passive income through Pag-ibig or the Home Development Mutual Fund (HDMF)? It’s called MP2 or modified Pag-ibig savings program. When MP2 was launched in 2010, it’s been posting higher and tax-free dividend compared to time deposit and savings account. And this year, the dividend rate is announced at 7.23%. Pag-ibig…
Pag-ibig MP2 or Modified Pag-ibig Savings Program 2 is one of the passive income in the market that’s open to almost anybody to invest. The way it earns is not hard to understand, and it is also relatively easy to start an account just by visiting the nearest Pag-ibig branch. Also it has historically been beating savings account and time deposit. The one…
In a separate article on Pagibig-MP2, a discussion on the many benefits of the program included its tax-free income, guaranteed capital, dividend options, and small starting capital for as low as P500. In a separate article, I’ve discussed how you can make the most out of your Pag-ibig MP2 earnings so that your net benefits can be maximized….
Do you want to know term insurance products that are available in the Philippines today? Then, this article is a great place to start as we’re going to discuss FlexiProtect from AXA Philippines is the right fit for you. What is term insurance? A term insurance is a basic policy that financially protects you from sudden and unexpected death….
Sometimes, a term insurance just doesn’t fit your needs. It only insures you for a specific period of time. For example, FlexiProtect from AXA Philippines can give temporary coverage for five years. However, if you want a life insurance that can cover your entire life, then you may be looking for a different kind of policy to purchase. You would need…
Are you worried of serious diseases? Does your family have suffer debilitating illnesses? Would you want to get a insurance and cover for critical conditions? HealthMax might be what you are looking for. HealthMax HealthMax is a whole life insurance offered by AXA Philippines. It provides insurance cover not only on your life but also when you are diagnosed with critical illnesses….
As a parent, you’re always concerned about your kid’s future. You want to give the best to them and help them prepare for the future through good education. But quality education does not come cheap. Similarly, you worry about their welfare when you die too soon. Who is going to look after them when you’re…
A preferred share, also called preferred stock, is just like any stock of a company. It represents part-ownership of the business, and people who acquire them have interest in its commercial success. As mentioned in the discussion on what is a stock and how to buy shares from the stock market, way to understand them is to learn…
So you’ve heard about investing into mutual funds and UITF. You probably have friends or family members into it already, and you’re wondering if it’s right for you. Maybe you’re even close to opening an account, so you too can start earning passive income even when you still have questions about it or whether this is a good decision for you at…
Banco de Oro has announced recently that they’re offering bonds to the investing public. The Sy-led bank promises to pay 4.408% for a term of 2.5 years, with the interest to be credited to the account every quarter. If you were to invest into these bonds, how much are you going to expect to earn? This article tries to…
Arthaland Corporation, previously known as EIB Realty Developers Inc., have recently announced that they’re offering ASEAN green bonds worth ₱2 billion with ₱1 billion allocated for oversubscription. The company offers an interest of 6.3517% interest per annum to be paid quarterly with a tenor of 5 years. If you were to invest in their bonds, is it worth…
Security Bank has just announced that it is offering long term negotiable certificate of deposit (LTNCD) starting January 13 until 24, 2020. The notes are expected to mature after 5 and a half years with an interest of 4% per year. The question is, is it worth investing? Find out in this article the potential earnings for the…
Do you want to invest in bonds? Are you looking to invest that is safe and backed by the government? The Bureau of the Treasury has recently announced that it is issuing a new tranche of retail treasury bonds (RTB). Called RTB 2020, they can be acquired for as low as ₱5,000 and the maturity is set for three years. As a…
What are the best stock brokers in the Philippines? This is one of the most common questions we receive on a day-to-day basis. Beginners who are new to investing in the stock market, and even veteran traders, would want to be with a brokerage firm that can give them excellent service. If this is your first…
Filipinos frequently quit their 9 to 5 jobs in order to start their own businesses. The country’s 1,700 registered online businesses have increased to 1 million since the COVID-19 pandemic began. As a matter of fact, as of June 2022, 1.5 million Filipinos were self-employed or also known as freelancers. Additionally, nearly 9% of all…
If someone did invest the moment the program started in 2010, how much would their savings be in the present? Pag-ibig has already announced that the dividend rate for 2019 is at 7.23%. What does this rate mean and how has MP2 grown since 2010, the year that the program first established? These are the…
Do you want to know how to get hold of companies that offer you mutual funds to invest with your money? In this article, you will see the alphabetical list of investment companies in the Philippines, their contact information, and the funds that they manage. If you are still learning about investing in them, you can also…
