As the year 2019 comes to a close, it pays to take a look at the top 10 best UITF (unit investment trust fund) Philippine funds year-to-date. For those who have started investing for their financial future at the start of the year on any of the funds, congratulations! And for those who haven’t started yet, this article shows…
You’ve heard about unit investment trust fund or UITF in the Philippines for Pinoy, and you might’ve spent the last hour scouring the internet or this blog on how to invest in them. And you’ve probably heard that UITF is offered by banks and trust companies, but still you’re not sure where to start. Which bank or company…
When I started investing many years ago the first question I had was, where can I invest? I knew I wanted to begin with mutual funds because a friend told me about them. However, I hadn’t had the chance to get to know the companies that offer them. If you find yourself asking the same question, this is the…
Why do companies decide to join Philippine Stocks Exchange? What are the benefits of going public that other businesses don’t have? I will try to answer what motivates companies from staying as a private establishment to becoming a public, whose stocks can be bought by just anybody in the stock market. First things first, what is…
How can you you invest in the stock market? It was in 2018 that bought my first ever stock from the Philippine Stock Exchange. Here’s how that experience went and why I will continue to buy more in the future. This is also a beginner’s guide to everyone who may want to start investing in companies that they like. Background…
Which companies in the Philippines have reported highest dividends in 2019? This is the question I’d like to answer in this article. Related: Blue chip stocks with the highest dividends 2019 What is a dividend? When you buy a stock from the Philippine Stock Exchange, dividend is one way that you gain from your investment and earn passive income. We know that…
In stock investing and in value investing in the Philippines, we know that the market goes up and down. When it is up, the prices of stocks rise and it’s pretty tricky to find ones that are inexpensive. When it is down, the prices of stocks goes down too and it’s pretty tricky again to find the cheapest…
In the previous article, I talked about P/E ratio and how it provides an understanding of stock price in relation to its earnings. That article concluded that while it is helpful in determining if a stock is overpriced or not, it may not be wise to rely only on it in value investing. I’m going to…
In the Philippines, it’s really unfortunate that financial education is not built into our school system. We’ve been told to study hard, work hard, and help out the family. From when we started going to school until we started our career, that’s what we’ve always been told. They never told us there were other ways to earn….
Are you looking for a low-risk investment? Treasury bills may be right for you. This article is going to talk about why they can be a good investment option. With so many available alternatives where you can invest your money and hope to earn passive income like mutual funds, UITF, PERA, VUL, exchange traded funds like FMETF, time deposit, Pag-ibig MP2, find out what a…
One of the sources of passive income available to Pinoys is by investing in retail treasury bonds (RTB). But what is it? For many of us, particularly those who are just starting to learn about investing, it might be one of those things that are not particularly well-known. In this article, I’m going to talk about how the retail…
A bond is a type of asset that allows you to earn interest for the money that you allow to be borrowed to an institution, generally businesses and the government. Investing in them in the Philippines can be an option for certain types of investors. They are usually described as containing less risks than other aggressive assets such as…
In the past, we’ve introduced a new means of earning passive income through investing in bonds, which are paper assets that offer investors a chance to get periodic proceeds. This article is going to focus on corporate bonds. What is a corporate bond? When a company wants to raise capital, they can do so by giving up equity and selling stocks to…
I’ve discussed in a separate article about investing in Philippine companies with the highest report dividend yields for 2019. In this post, the list is focused on the dividends given out by blue chip stocks, the top 30 companies that make up the Philippine Stock Exchange Index. Blue Chip Stocks Borrowed from poker, blue chip stocks are considered to be on…
Do you want to help the government in the fight against Covid-19? Buying Progreso Bonds, also known as RTB-24, can be an option. The Bureau of the Treasury has just announced the newest retail treasury bond. It is the second offering this year after the successful RTB 2020. People can invest for as low as ₱5,000 for…
One of the common questions I get is, why should you take the chance to invest in securities? And I think it’s commonly asked because most of us know little about them. As mentioned earlier about investing, securities are paper assets. That is, unlike real estate where you can survey the land and view the house, they…
Little is known about investing in money market funds in the Philippines. Unlike equities and index funds, most Pinoys are not familiar with the sort of assets that money market funds acquire. Maybe because it’s sort of on the conservative side and its returns are modest at best. In this article, I’m going to talk about what they are and…
You will hear a lot of people telling you about stocks, shares and equities. Frequently, these words are used interchangeably. But are there any difference between the three? It turns out, there is. Stock A stock represents ownership of a company. For a business that only has one owner, like in the case of sole…
If you are thinking of investing by buying one, your question would be—how does it earn? In this post, I’m going to discuss the two ways a stock can earn an income for an investor like you. In What is a stock, I talked about the two types of a stock: common and preferred. In both types,…
Another common question I get a lot is, what is a stock? When I ask this question back, they seem to have heard of it but they can’t bring themselves to explain. A stock is written piece of proof that represents ownership of a company. I don’t mean business registration and other similar papers, which are…
What are the largest companies in the Philippines? I’ve talked about the stock index and how to earn from index funds, but there isn’t really a separate page that looks into the businesses that make up the Philippine Stock Exchange index (PSEi). This article talks about the list of blue chip companies, so-called because they are the top companies…
